Privacy Policy – Sabyasachi Barik (Individual Merchant)

Last Updated: January 2026

This Privacy Policy describes how Sabyasachi Barik (“I”, “me”, “my”, or “the Service Provider”) collects, uses, and protects your personal information when you use my website/services and when you make payments through the PayU Payment Gateway.

By accessing or using my services, you accept the terms of this Privacy Policy.

1. Information I Collect

1.1 Personal Information Provided by Users

When you contact me, purchase a service, or make a payment, I may collect:

Full Name
Email Address
Phone Number
Billing Address (if required)
Any message or enquiry shared via contact forms

1.2 Payment Information

When you make a payment through PayU, the following details are processed:

Transaction ID
Payment mode
Payment status
Amount paid

Note:
I do not store or access your debit/credit card numbers, CVV, UPI PIN, wallet password, or net banking credentials.
All sensitive payment information is securely processed by PayU Payments Pvt. Ltd.

2. How I Use Your Information

I use your data for:

Processing your orders or service requests
Sending payment confirmations
Providing customer support
Maintaining records for accounts & taxation
Improving service quality
Sending updates, invoices, or notifications (only if required)

I never sell, rent, or trade your personal data.

3. Sharing of Information

Your information may be shared only in the following cases:

3.1 With PayU Payments Pvt. Ltd.

To process online payments securely.

3.2 With Legal Authorities

If required by law, court order, or to prevent fraud.

3.3 With Service Providers (If Needed)

Example:

Email service providers
Hosting/server providers

All third-party providers follow strict privacy standards.

4. Data Protection & Security

I take reasonable security measures to protect your data:

Encrypted communication (SSL/HTTPS)
Secure payment processing via PayU
Restricted access to personal information
Regular monitoring of systems

However, no method of transmission is 100% secure.

5. Cookies & Tracking

My website may use cookies for:

Analytics
Improving user experience
Remembering preferences

You can disable cookies through your browser settings.

6. User Rights

You may request:

Access to your personal data
Corrections or updates
Deletion of your data
Withdrawal of consent
Opt-out from communications

To make any request, contact:

Email: mail.etutor24@gmail.com

7. Data Retention

Your data is kept only as long as necessary for:

Completing your service
Legal or taxation compliance
Customer support

You may request deletion anytime.

8. Third-Party Links

The website may contain links to external sites.
I am not responsible for their privacy practices.

9. Payments & Refunds

Payments made on my platform are processed securely through PayU.
Refunds (if applicable) will follow the Refund Policy provided separately.

10. Updates to This Privacy Policy

I may update this policy as needed.
Changes will be posted with an updated “Last Updated” date.

11. Contact Information

Owner / Service Provider:
SABYASACHI BARIK